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Home Equity Loan Program:

What you need, when you need it

  • Loan or Line of Credit, whatever works best for you
  • May be tax deductible (contact your tax advisor to be sure.)
  • Competitive interest rates
  • New GREEN incentives available for alternative energy improvements.


When it's time to expand the family room or fix up that deck, your needs are fairly simple. At Franklin Savings Bank, we can help you find the money you need for home improvement projects right there in your own home. Put your home's equity to work for you with loans that can be used for college tuition, a new car or an addition to your home. Whatever you want.

  • Home Equity Loan: Fixed term, fixed rate with several terms available to suit your needs.
  • Home Equity Line of Credit: Rates variable or fixed for five years, variable thereafter. Payment may be interest only or monthly billing of 1.5% of principal balance.
Please be aware that Homeowner's Insurance is required.


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Thinking of installing wind, solar, geothermal or pellet energy to your home? Check out our GREEN incentives.

Please Note: We would love to be able to help everybody, but our lending area is restricted to the greater Western Maine Foothills area, which includes Franklin, Oxford, Somerset, Androscoggin and Kennebec Counties. Click HERE to view a map of our lending area.