Deposit Interest Rates

Account type
Minimum
Opening
Deposit
Interest
Rate
Annual
Percentage
Yield
Certificates of Deposit or IRAs  
91-Day
$2,500
0.10%
0.10%
182-Day
$500
0.10%
0.10%
Nine-Month - Special
$2,500
0.20%
0.20%
One-Year
$500
0.15%
0.15%
15-month - Special
$2,500
0.20%
0.20%
18-Month
$500
0.20%
0.20%
18-Month Variable IRA
$100
0.15%
0.15%
Two-Year
$500
0.25%
0.25%
25-month - Special
$2,500
0.35%
0.35%
Three-Year
$500
0.40%
0.40%
38-month - Special
$2,500
0.50%
0.50%
59-month - Special
$2,500
1.00%
1.00%
Five-Year
$500
0.90%
0.90%
Money Market Accounts
$1,000
Balance from $.01-$499.99
0.05%
0.05%
Balance from $500.00-$999.99
0.05%
0.05%
Balance from $1,000.00-$9,999.99
0.10%
0.10%
Balance from $10,000.00-$49,999.99
0.10%
0.10%
Balance from $50,000.00-$99,999.99
0.15%
0.15%
Balance $100,000 and higher
0.15%
0.15%
NOW Accounts
$0.01-499.99
$50
0.03%
0.03%
$500 and higher
$50
0.03%
0.03%
Statement Savings
$5
0.15%
0.15%
12-Month Certificate of Deposit
$100
0.15%
0.15%
Club Accounts
Christmas Club
$1
0.15%
0.15%
Statement Savings
$50
Balance from $.01-$49.99
0.05%
0.05%
Balance from $50.00-$999.99
0.05%
0.05%
Balance from $1,000.00-$49,999.99
0.10%
0.10%
Balance $50,000 and higher
0.10%
0.10%

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Updated weekly on Thursdays or if rates change

Rates effective as of 07/17/14

  • Statement Savings, NOW, Money Market Accounts and the 18-month variable IRA all earn interest at a variable rate. The interest rate and annual percentage yield may change at any time at our discretion.

  • A penalty may be imposed for early withdrawal on CDs and IRAs.

  • Annual Percentage Yields are current as of posting.

  • CDs are also available as IRAs, with the exception of the 91-day, six-month and nine-month CDs.

  • Fees could reduce the earnings on the account.

  • Stated minimum opening deposit is required to obtain APY