Plan ahead for 2013 by starting your new Club now

• Easy savings for special needs, from holiday gifts to property taxes and winter vacation escapes.
• Set up automatic transfer deposits from another account via Franklin eBranch or make deposits manually.

The Club account provides just the right cushion to ward off those high credit card bills come January. Accounts mature in October and funds are automatically transferred to the account of your choice; no more waiting for a check.

If you had one this year, you'd be shopping now!

Why would anyone bank anywhere else?